When it comes to filing an insurance claim, it is important to understand the process and the role of a public adjuster. A public adjuster is an experienced professional who specializes in analyzing insurance policies and inspecting property damage with the goal of obtaining a fair and adequate claim solution. They can be hired to provide a second opinion if you are not satisfied with the insurance company's inspection. Public adjusters typically charge a service fee of 10-15% of the payment of your claim once your case has been resolved.
They will guide you through every step of the process, so you don't get left in the dark with your insurance claim. However, it is important to remember that your adjuster is an employee or working on behalf of your insurance company, and they want to keep their employers happy. If you think the insurance company is paying less than what you deserve, you can hire a public home insurance appraiser to challenge your payment. Sentry's public appraisers often analyze the insurance company's estimate and use it to justify the damage that needs to be repaired.
It is also important to have a detailed inventory, keep track of your meetings with the adjuster, and understand the limits of your policy. This will help make dealing with the insurance adjuster easier. If you find yourself in this situation, it may be beneficial to hire a public appraiser who can fight for your claim and help you recover the settlement you deserve after a loss.