However, in most cases, the insurer will first inspect the damage to the property. If you're not satisfied with an insurance company's inspection for property damage, talk to an experienced public appraiser for a second opinion. Public appraisers have additional experience in analyzing insurance policies and inspecting property damage with the goal and perspective of truly obtaining a fair and adequate claim solution, so that policyholders can fully restore or repair damaged property. Dealing with the insurance adjuster can be easier if you have a detailed inventory, keep track of your meetings with the adjuster, and understand the limits of your policy.
A public insurance appraiser charges you a percentage of your insurance payment once your case is over. However, a public appraiser may charge a service fee of 10 to 15% of the payment of your claim once your case has been resolved. Public insurance appraisers work independently and are generally compensated with a percentage of their payment. Your public appraiser will guide you through every step of the process, so you don't get left in the dark with your insurance claim.
However, your adjuster is also an employee or working on behalf of your insurance company, and adjusters want to keep their employers happy. United Policyholders thanks volunteer Sarah Parker from Parker Public Adjusting for contributing to this guest blog to help homeowners learn more about mobile inspections. However, there are public home insurance appraisers you can hire to challenge your payment if you think the insurance company is paying less. Your insurance company's adjuster is a salaried employee or a contract adjuster independent of the insurance company.
Sentry's public appraisers often analyze the insurance company's estimate and use it to justify the damage that needs to be repaired. Therefore, Liberman took matters into his own hands and hired a public housing insurance adjuster to fight for his claim. He is passionate about sharing his experience, knowledge, advice and training to help both landlords and public appraisers manage claims effectively and recover the settlement they deserve after a loss.
