What is the process for hiring a public adjuster?

The claims process involves preliminary work, paperwork, mathematics, insurance rules, and negotiation. List, describe and value everything that has been damaged or destroyed. Many people describe their experience with an insurance claim after a big loss as a full-time job. Listing, describing and evaluating everything that was damaged or destroyed, meeting with adjusters, inspectors and contractors, and reviewing reports and estimates requires a lot of time and labor.

On top of that, negotiating a fair claim settlement can be very difficult, especially after an emotionally devastating catastrophe. UP offers tips and tools to help you process your claim on your own. After all, the insurance protection you paid for includes good claims service. When you hire a public appraiser, they will handle the entire claims process on your behalf.

They will visit your home to inspect the damage, conduct a thorough review of your claim, calculate the recommended payment, and coordinate with your insurance company to process your payment. A public insurance adjuster is an independent, trained insurance professional who helps people with the home insurance claim process. Public appraisers are professionals who are licensed to work on behalf of the policyholder to resolve property damage claims. A public appraiser is an independent insurance professional that a policyholder can hire to help resolve an insurance claim on their behalf.

Finding the best public appraiser near you can provide tremendous benefits to the process and outcome of your insurance claim. If you have already started negotiations with your insurance company and have received a settlement offer, the public appraiser may only charge you a commission for the additional money added to that agreement. As an independent insurance professional, a public appraiser works for the policyholder to ensure that their claim is resolved fairly and efficiently. Some people hire a public appraiser to avoid disputes throughout the process and, at the same time, ensure that they receive the compensation they deserve.

Some people think that the additional expense of hiring a public appraiser is worth it, if only for the peace of mind that they won't have to manage the claims process themselves. For any home insurance claim, a public appraiser can point to the money in the claims that you are entitled to and that you didn't even know about. After all, you can't expect the landlord to be an insurance expert. When there is a dispute with an insurance company about the amount of settlement you are entitled to, your best defense will be a public appraiser who can do all the necessary work.

A public appraiser can take some guesswork out of the process, but this convenience comes with an out-of-pocket cost. Today, you can hire an authorized public appraiser at a “contingent” (percentage) fee who will process your claim and negotiate a settlement on your behalf. Robert is a UP volunteer and authorized public adjuster based in the San Francisco Bay Area with Crown Adjusting, LLC. Keep in mind that while a public appraiser can help you with the claims process, they cannot provide you with more money than you are entitled to under your insurance policy.

The best time to hire a public claims adjuster is before you file your claim or early in the claims process. Ideally, you should find a public appraiser with unique experience dealing with your specific type of claim. A public insurance appraiser is a state-licensed insurance claims professional who can decipher the language of the policy and claim that you receive everything that is owed to you under the terms of your insurance policy when you have suffered a loss and are filing a claim. Every insurance claim can be quite complicated, but the benefits of hiring a public insurance adjuster are simple.


Dewey Davern
Dewey Davern

Professional music buff. Friendly social media evangelist. Wannabe bacon fan. Friendly social media lover. Unapologetic beer specialist. Certified pop culture ninja.