Most states require public appraisers to have a license. Don't let yourself be pressured. Ask for references. If a public appraiser believes in your abilities, they will give you references you can call.
If they're not willing to share references, consider that a red flag and move on to the next adjuster on your list. Calling referrals is a great way to ask former clients about their experience and whether they would use the public appraiser again. We believe that, just as a good doctor should first examine a patient before treating him, the same should apply to public adjustment. Robert is a UP volunteer and authorized public adjuster based in the San Francisco Bay Area with Crown Adjusting, LLC.
If a public appraiser is committed to serving their clients, they invest in association memberships to have access to education. Many times, homeowners choose to hire public appraisers because this saves time, reduces stress and achieves a better agreement from the insurance company. Having a professional public appraiser on your side is extremely valuable and key to the success of your claim. Visit United's policyholder claims help library, read your policy and endorsements (extras), and be sure to review the policy with any public appraiser you're considering hiring before hiring you.
No public appraiser should promise you what they can do for you before they first read and carefully review your insurance policy and carefully analyze the loss. Also note that, in the event that an authorized government agency declares a state of emergency, public appraiser contracts are limited to the percentage that can be charged to you. Today, you can hire an authorized public appraiser at a “contingent” (percentage) fee who will process your claim and negotiate a settlement on your behalf. However, you have no restrictions on when you can contact a public appraiser if you feel that immediate assistance is beneficial.
It is important to know that public experts also work on a contingent fee and are not paid in advance for their services. It is essential to check references and agree on rates and terms before entering into a contract with a public appraiser.