If you use a repair shop affiliated with (or at least approved by) your insurance company, the process may speed up a bit. The easiest cases will take one to two weeks to resolve. The most complex ones can take weeks or longer, including delays in programming and the time the car will be in the workshop. Of course, you can continue to drive your car, if you can drive it, until the repairs are complete.
The auto insurance claim process can be resolved in as little as a few weeks or as long as a few months. However, the time frame for the insurance claim depends on the insurer, the status and the type of claim. While it's virtually impossible to determine how long it will take to pay an insurance claim, there are a few milestones you can rely on to get an idea of what to expect. It can take days, weeks, or even months, sometimes even years before you receive a single penny from your insurance provider.
It all depends on the circumstances surrounding your claim. The time needed to repair other physical damage to your vehicle depends on the complexity of the claim filed. It is normal to receive your first contact with the insurance adjuster between one and three days after filing the claim. If an adjuster needs to check for damage, it may take a couple more days.
Using an auto body shop approved by an insurance company can speed up the process. A simple claim for physical harm is expected to take one to two weeks to complete. This includes coordinating with an auto body shop and scheduling repairs. If your car can be driven, you can drive it until the repair date.
So how long does an insurance claim last? It depends on the policy and the type of accident, but most claims are resolved within a few weeks. Read on to learn more about the claims process and how to speed it up.
